With the price of automobiles and medical care skyrocketing, it's normal to think that more auto insurance is almost always better than the alternative. However, as these prices continue to rise, insurance premiums tend to rise as well. If you're a driver that needs to file an SR-22, your costs for significant levels of auto coverage might be unsustainable. That's why it's important to understand when lower insurance levels make good financial sense.
Roughly 80% of the recruits of one insurance agency did not become agents in 2010. The reason? Most of them failed their licensing exams. Based on this statistic, many recruits are concerned about passing their insurance licensing exams. If this sounds like you, you'll want to study, of course, but it's a good idea to learn exactly how to study. To do this, you'll first need to figure out what type of learning style you are best suited for.
If you don't think you need dental malpractice insurance for your dental practice, you need to think again. According to the National Practitioner Data Bank, it is estimated that 8,500 dentists will be named as the defendant in a dental malpractice lawsuit each year. And, each lawsuit has an average payout of $68,000. Because malpractice claims originate from routine procedures you perform in your dental office every day, you need to be covered.
Are you kept awake at night by images of a tree crashing through your garage, or a nasty rain storm followed by a flooded basement? If so, you might find comfort knowing your house and belongings are protected by homeowners insurance. However, if you're like most Americans, chances are you didn't read every line of your policy. Grab your paperwork and read the fine print because you might be surprised by these things that are often covered by homeowners insurance policies:
If you have a large family with numerous dependents, or if your spouse counts on your income to live, then it may be in your best interest to invest in a life insurance policy. Life insurance protects your family from financial difficulties in the event that you pass away suddenly or after an illness. If you think that you need a substantial policy, then you will likely be asked to undergo an extensive medical examination.
When you start thinking about getting insurance, it can be overwhelming to hear the advice from family and friends. While some people might encourage you to stockpile money and insure yourself, others might warn about the expense of paying for car repairs or a stay in the hospital. However, even the most conservative financial experts talk about the importance of having sound insurance. Because it can be difficult to find the right policies, I decided to create a website completely dedicated to providing free information about insurance. Every situation is different, but if you are like most people, you will need a decent homeowners, medical, auto, and life insurance policy to protect you from unforeseen circumstances.